Money and Funds
I personally don’t think the household you play share the same funds. To me, it doesn’t make sense for the children in the household to constantly use the money the parents earned (even though it’s absolutely true, but bare with me). Children will find change on the ground or get some holiday money from their family, and they’ll save it in their piggy bank. I certainly have growing up. And teenagers eventually get a part-time job to earn their own money. If it all goes to the household funds, then the parents are using their children’s money to buy a better shower or another plant for the shelves.
What if instead, their was a piggy bank you can buy for your parafolk? There can be one for each para with the option to claim or assign it to a specific person. Then there can be an option to put money that para earns into that piggy bank or into the household funds. It can be toggled by clicking on the piggy bank and selecting one of those to options.
When money is chosen to be put in that piggy bank, any money the para earns will be saved there, so your child parafolk can go through their piggy bank and count their money to see if they can buy that new toy. Money teenagers earn from part-time jobs can be put in their assigned piggy bank as well. When buying something online or at a store, maybe there can be an option to choose household funds or the para’s piggy bank. For children, they can ask their parents for what they want and the money will come out of their bank automatically instead of the funds.
When they grow to be adults, they can still keep the money they earned from the piggy bank. Maybe there’s an option to “add to household funds” (as always an option since I feel it would be challenging to code for that option to only appear when a para reaches a certain age). Or maybe money can be transferred between piggy banks, or, more accurately, siblings can steal from each other’s piggy banks? The other sibling won’t know until they “count change/money” and notice a few dollars missing.
Basically, I want a way for children to teenagers to have a separate place to store money that they can earn and spend. A piggy bank seems like the most traditional and accurate way to go, but maybe teenagers or parents can set up a bank account for their children and themselves.