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I’d love to see it as occasional chance cards that are related to your Para’s specific activities, lifestyle, etc. For example, if you have a very active Para, maybe they’re more likely to have mild sprains/broken bones. Or perhaps if they’re less active they’re more prone to slips and falls if it’s rainy/snowy/icy. I’d like to assume that Paras all have lovely healthcare so they can just go get the problem fixed rather than counting pennies for necessary care.
